Legal Liability Insurance
What is Legal Liability Insurance?
A Legal Liability Insurance policy protects your business from potential compensation claims that follow from negligence brought against you by employees, clients, customers or members of the public.
As an employer of any kind, you are required by law to hold employers' liability insurance - however the other categories of liability insurance are currently optional. There are several different types available including public, product, professional and directors liability, with each covering a specfic area where potential claims may arise.
With health and safety regulations becoming increasingly strict, it is more important than ever for a business to ensure it is protected against claims should anything unexpected occur.
How does it work?
Legal Liability Insurance in all its forms can provide both long term financial security against the unexpected as well as the peace of mind you need when running a business.
Policies of this type can help your business cover against:
- Personal injury
- Loss or damage to property
- Employee illness
- Faulty products
- Alleged wrongful acts
Why is it important?
The main reason to take out suitable Legal Liability policies is to guarantee your business is protected against compensation claims that may arise out of the blue.
Choosing to take out these insurances can be vital in securing the long term future of your business, and this is made all the more important by the fact that third party claims can happen at any time with devastating results. Give yourself peace of mind and choose to take a Legal Liability Insurance policy today.
For more information on Legal Liability Insurance, speak to our team today.
Asset Protection Insurance
An Asset Protection Insurance policy protects your business against the potential gap in cover between Professional Indemnity (PI) insurance and the total amount of a third party claim.
Revenue Protection Insurance
A Revenue Protection Insurance policy protects your business against any significant drop in income, generally as a result of the incapacity of a key person or building, regardless of whether you are a retailer, manufacturer or wholesaler. It can also offer protection to businesses offering specific professional services.
Protecting the people that work for you is absolutely vital in any form of business. Employee Protection insurances are designed to provide financial support to members of staff that suffer serious injury or illness, or a fatal accident.
- Top 100 UK independent broker* with Chartered Insurance Broker status
- Free no obligation review and quotation
- Talk to a dedicated insurance expert to guide you through the process
- Bespoke levels of cover tailored to your individual requirements
- Competitive premiums underwritten by the UK's leading insurers
- Dedicated in-house claims team who will deal with any claim on your behalf
- Payment of premium by monthly instalment available (subject to status)
- Free access to online risk management services
* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting
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