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>>Equipment Breakdown Insurance

Equipment Breakdown Insurance


What is Equipment Breakdown Insurance?

revenue protection insurance

An Equipment Breakdown Insurance policy will protect your business from the loss of almost any type of equipment, whether it be due to mechanical or electrical breakdown.

Equipment breakdown can be a costly scenario for any business. This type of insurance is vital for any business as many standard commercial insurance policies typically exclude the losses that are associated with equipment breakdown.

This insurance would cover your business if any of the following were to break or fail to operate - central heating or air conditioning systems, boilers, lifting equipment, security and sound systems, computers, photocopiers, point of sale and other office equipment.

For example - your air conditioning unit fails to work correctly during the hottest week of the year, which could result in loss of custom. With this cover, you would be able to claim money from your insurer to replace the equipment.


How does it work?

Equipment Protection insurance can offer a business long term security against the unexpected, as well as giving you the peace of mind that your most important physical and electrical assets are protected. 

Any policy of this type can protect you from:

  • Paying to repair or replace any damaged equipment
  • The costs associated with the time and labour of replacing the damaged equipment
  • The costs of replacing spoiled stock or materials
  • Expenses occured that limit loss or speed restoration

Why is it important?

The main reason to take out a suitable Equipment Breakdown Insurance policy is to help your business get back on its feet when an unexpected event causes severe disruption to your everyday operations.

It can offer financial support when you need it most, allowing you to focus on replacing damaged or faulty equipment quickly with minimal impact on your business. This type of insurance is especially crucial for businesses that really on their equipment, whether it be in an office workplace or out on the road. Equipment Breakdown Insurance can offer the solution and give you the peace of mind you need.

For more information on Equipment Breakdown Insurance, speak to our team today.


Related Insurances

Asset Protection Insurance

Legal Liability Insurance

Employee Protection

Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting

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