What is Crime Insurance?
A Crime Insurance policy is a way of protecting your business against any acts of dishonesty made by your employees including things like damage to your property, fraud or theft.
It is used to prevent your business from suffering financial loss as a direct result of deceit or deception, and usually covers the most common threats. You can obtain a comprehensive insurance package from Alan & Thomas that will highlight specific crimes that you can protect against.
Fraud can happen in any business or organisation, regardless of size or scale. Crime Insurance will step in and protect your business if the worst should happen.
How does it work?
Crime Insurance will take over when a standard commercial theft policy ends. Where the commercial theft insurance will protect against the loss of stock or money, the crime insurance policy will protect your business against the losses that are incurred as a result of fraud and deception.
Any policy of this type can guarantee your business is safe against:
- Theft and dishonesty
- Third party and employee theft
- Malicious damage
- Identity fraud
- Business interruption costs
Why is it important?
The main reason to take out a suitable Crime Insurance policy is to secure your business and your assets from fraud and dishonesty.
Banks will be unwilling to reimburse you so your business will need a secure back-up plan. Take a Crime Insurance policy will give you the peace of mind you need to continue running your business as normal, without the fear of employee deception or third party damages affecting your organisation.
For more information on Crime Insurance, speak to our team today.
Revenue Protection Insurance
A Revenue Protection Insurance policy protects your business against any significant drop in income, generally as a result of the incapacity of a key person or building, regardless of whether you are a retailer, manufacturer or wholesaler. It can also offer protection to businesses offering specific professional services.
Legal Liability Insurance
A Legal Liability Insurance policy protects your business from potential compensation claims that follow from negligence brought against you by employees, clients, customers or members of the public.
Protecting the people that work for you is absolutely vital in any form of business. Employee Protection insurances are designed to provide financial support to members of staff that suffer serious injury or illness, or a fatal accident.
- Top 100 UK independent broker* with Chartered Insurance Broker status
- Free no obligation review and quotation
- Talk to a dedicated insurance expert to guide you through the process
- Bespoke levels of cover tailored to your individual requirements
- Competitive premiums underwritten by the UK's leading insurers
- Dedicated in-house claims team who will deal with any claim on your behalf
- Payment of premium by monthly instalment available (subject to status)
- Free access to online risk management services
* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting
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