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Email: quote@alan-thomas.co.uk

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>>Tools Insurance for Business Owners

Tool Insurance for Business Owners


What is Tools Insurance?

revenue protection insurance

A Tool Insurance policy will protect business owners from the loss of any kind of mechanical or electrical equipment.

Tools are hugely important to so many organisations, and for some business owners, having a workplace with no equipment can be extremely costly. Tool insurance covers you when many standard commercial policies don’t: tool insurance protects you against your tools or equipment breaking or failing to operate, meaning that you need not factor in external issues into balancing the income of your business with outgoings.

For a variety of labour-based occupations, tool insurance can save you a lot of stress and money in the long-run. A small business particularly can benefit from adding tool insurance to its policy, as a lack of tools can hit small businesses hard.


How does it work?

Tools Insurance offers long-term security against unexpected breakages in the workplace. No matter on the tool or piece of equipment that your business relies on, adding it to a policy can give you the peace of mind that you’re covered, should accidents occur.

Any policy of this type can protect you from:

  • The costs of having to repair the damaged tool
  • Expenses that occur from not being able to use the tool whilst it's damaged
  • Unforeseen costs that could occur from employees not being able to work without the tool

Why is it important?

The biggest advantage that Tool Insurance offers is that it can help your business to carry on as normal when an unexpected event causes disruption. 

Tool insurance can offer financial support when your business needs it most: if your livelihood is impossible to keep going when tools break down, it's easy to have them replaced and repaired without the stress of extra costs that come with that. Whether you're a builder, a plumber or a carpenter, it's impossible to earn a living without the sufficient equipment to do your job, and tool insurance can help with that. 

If you're a tradesman looking for cover, Alan & Thomas can assist wih your insurance query. For more information on Tool Insurance and to find out more advice on our policies, speak to our team today.


Other Insurances

Equipment Breakdown Insurance

Asset Protection Insurance

Legal Liability Insurance

Employee Protection

Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting

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