Tel: 01202 754 900
Email: quote@alan-thomas.co.uk

Specialist small business insurance brokers covering the whole of the UK

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Florists Insurance


Here at Alan & Thomas retail insurance, we have developed a bespoke florists insurance package for florists and flower shops. We realise that a one-size-fits-all retail insurance policy simply may not give you the right cover you need when running a floristry business.

Your stock must be fresh at all times and will be expensive to replace if damaged, as well as disruptive to your business. We can tailor our florists insurance policy to include cover for stock and goods in transit so should disaster occur, you'll be covered.

What's more, should the worst happen and you suffer an interruption in business stopping you from trading, our policy will provide cover for loss of income while you and the business return to normal.

Why choose us for Florists Insurance?

We can provide comprehensive and competitive florist insurance packages for your establishment that provides covers for accidental damage, fire, theft, vandalism, flood and storm damage to your buildings, contents, stock and equipment.

Our team of experienced florists insurance advisers combine expert industry knowledge with the very highest levels of customer service which means you can trust us to provide you with the right florists insurance cover for your business at competitive prices. Our florists insurance advisers provide a free no obligation review and quote to see if we can better your current retail insurance deal.

What insurances does a Florist need?

There are a variety of difference insurances that any florist should ensure they hold. We offer affordable florist insurance cover for public liability, products liability and employers liability, as well as cover to include loss of licence, seasonal stock increase, damage to outside furniture and cover for outside catering.

It is also important to remember that the bigger your business, the more valuable items you'll have - including staff, stock and cash. Not only that, the more customers your business interacts with, the higher the risk of an incident occurring. For this reason, every florist insurance policy we offer is bespoke to the individual business, allowing us to meet your exact requirements and provide the most appropriate cover for you.

Our team understands that every business is unique and comes with its own set of risks and challenges. This is where our knowledgeable insurance advisors can help, as their years of experience put them in the perfect position to guide you when it comes to creating your own florist insurance policy.


Benefits of our Florists Insurance include:

  • Bespoke levels of buildings and contents cover
  • Underwritten by carefully selected panel of the UK's leading insurers
  • Dedicated florists insurance specialist to guide you through the process
  • Stock in Trade including seasonal stock increase for Valentine’s Day, Mother’s Day etc
  • Business Interruption - covers loss of profits arising from events such as fire & flood
  • Public Liability – standard £2m with the option of £5m
  • Employers' Liability - £10m included as standard
  • Money cover - up to £5,000
  • All Risks on specified equipment - cover for specified items for loss or damage away from your business premises
  • Legal Expenses - covers solicitors' fees and expenses, the cost of barristers and witnesses, court costs and opponents' costs if awarded against you
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

What next?

For an informal discussion and a free quotation for your florists insurance, please call us on 01202754900 or complete the quote request form on this page and we will contact you.

Fashion Shop INSURANCE

FURNITURE SHOP INSURANCE


About Alan & Thomas

Firmly established as one of the top 100 independent insurance brokers in the UK, we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.

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Chartered Insurance Brokers

chartered insurance broker

Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.

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Call us to find out what cover you need
01202754900

Get a Florists Insurance Quote 

Existing Client?

Welcome back! Need to renew your policy, make a claim, make an adjustment to your policy or you simply need more advice? Our team will be pleased to help you.

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Discuss your needs with one of our team today:

01202 754 900

9am - 5.15pm Monday to Friday

Insurance not yet due?

Submit your renewal date & we’ll contact you.

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Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting

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