Tel: 01202 754 900
Email: quote@alan-thomas.co.uk

Specialist small business insurance brokers covering the whole of the UK

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Clothes Shop Insurance


When running a fashion clothing business, you need to ensure that you have the right clothes shop insurance policy in place for your needs and one that covers you in the unfortunate event of a claim. You will probably be carrying a lot of valuable stock and you may find yourself the victim of criminal activity such as shoplifting - as a result, you will need a clothes shop insurance policy.

Relying on a standard online retail insurance policy may not give you the exact clothes shop insurance cover you need so our expert clothes shop insurance advisors are on hand to guide you through the cover available to ensure you are fully covered and are only paying for cover that you actually need.

What's more, should the worst happen and your clothes shop suffers an interruption in business stopping you from trading, our policy will provide cover for loss of income while you and the business return to normal.

Why choose us for Clothes Shop Insurance?

We can provide comprehensive and competitive clothes shop insurance packages for your establishment that provides covers for accidental damage, fire, theft, vandalism, flood and storm damage to your buildings, contents, stock and equipment.

Our clothes shop insurance policy can be tailored to the requirements of womenswear, menswear, childrenswear and homeware retailers of all sizes across the UK.

Our team of experienced clothes shop insurance advisers combine expert industry knowledge with the very highest levels of customer service which means you can trust us to provide you with the right insurance cover for your business at competitive prices. We provide a free no obligation review and quote to see if we can better your current deal.

What insurances does a Clothes Shop need?

There are a variety of difference insurances that any clothes shop should ensure they hold. We offer affordable clothes shop insurance cover for public liability, products liability and employers liability, as well as cover to include loss of licence, seasonal stock increase, damage to outside furniture and cover for outside catering.

It is also important to remember that the bigger your business, the more valuable items you'll have - including staff, stock and cash. Not only that, the more customers your business interacts with, the higher the risk of an incident occurring. For this reason, every clothes shop insurance policy we offer is bespoke to the individual business, allowing us to meet your exact requirements and provide the most appropriate cover for you.

Our team understands that every business is unique and comes with its own set of risks and challenges. This is where our knowledgeable insurance advisors can help, as their years of experience put them in the perfect position to guide you when it comes to creating your own clothes shop insurance policy.


Benefits of our Clothes Shop Insurance include:

  • Bespoke levels of buildings and contents cover
  • Underwritten by carefully selected panel of the UK's leading insurers
  • Dedicated retail insurance specialist to guide you through the process
  • Stock in Trade including seasonal stock increase
  • Business Interruption - covers loss of profits from your business arising from events such as fire
  • Public Liability – standard £2m with the option of £5m
  • Employers' Liability - £10m included as standard
  • Money cover - up to £5,000
  • All Risks on specified equipment - cover for specified items for loss or damage away from your business premises
  • Legal Expenses - covers solicitors' fees and expenses, the cost of barristers and witnesses, court costs and opponents' costs if awarded against you
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

What next?

For an informal discussion and a free quotation for your clothes shop insurance, please call us on 01202754900 or complete the quote request form on this page and we will contact you.

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About Alan & Thomas

Firmly established as one of the top 100 independent insurance brokers in the UK, we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.

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Chartered Insurance Brokers

chartered insurance broker

Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.

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Call us to find out what cover you need
01202754900

Get a Clothes Shop Insurance Quote 

Existing Client?

Welcome back! Need to renew your policy, make a claim, make an adjustment to your policy or you simply need more advice? Our team will be pleased to help you.

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Discuss your needs with one of our team today:

01202 754 900

9am - 5.15pm Monday to Friday

Insurance not yet due?

Submit your renewal date & we’ll contact you.

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Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting

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