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>>Personal Accident Insurance

Personal Accident Insurance

What is Personal Accident Insurance?

personal accident insuranceAccidents happen in all lines of work - this is something that is unavoidable. However, protecting yourself and your employees against accidents and injuries is entirely preventable with a Personal Accident Insurance policy.

This type of insurance is designed to protect your business from the financial issues that can arise when an employee suffers an injury from an accident that leaves them unable to work or complete their duties. For example, someone involved in a car accident could be in hospital for weeks or even months, meaning your business could suffer as a result. 

Choosing an insurance policy like this to protect yourself and your employees allows you to continue meeting the needs of your business should the worst happen.

How does it work?

With our Personal Accident Insurance, your business would receive a financial payment in the form of either a lump sum or weekly pay-outs that would compensate you for any loss of income, as well as supporting any additional retraining costs.

Any policy of this type can give you and your employees:

  • Protection against accidents and incidents
  • Coverage anywhere in the UK
  • No medical required prior to taking a policy (in most cases)
  • A choice of cover levels to suit you as an individual

Why is it important?

The main reason to take out Personal Accident Insurance is to protect the most important asset to your business - you and your employees - from unexpected illness or injury.

This type of insurance is suitable for anyone that is employed or self-employed and looking to safeguard their earnings. Some professions are naturally more risky than others, for example builders who work at heights or workers who operate heavy machinery. Personal Accident Insurance guarantees your financial security in the event of an accident or illness.

For more information on Personal Accident Insurance, speak to our team today.

Related Insurances

Asset Protection Insurance

Revenue Protection Insurance

Legal Liability Protection

Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting

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