Money & Personal Accident Insurance
What is Money & Personal Accident Insurance?
Protecting the people that work for you is absolutely vital in any form of business. Money & Personal Accident Insurance is designed to provide financial support to your business in the event a member of staff suffers a serious injury or attack, or a fatal accident.
If someone is hurt or attacked whilst at work, there can be serious consequences that are often felt across the entire business, from day to day operations through to loss of business income. Claims for this insurance can arise from even the smallest incidents - for instance, water could have been spilt on the floor and that could cause someone to slip on it and, perhaps, break a leg preventing him or her from working for a considerable period of time.
Take a moment to consider what would happen to your business if you or a key member of staff became ill or suffered an injury from an accident. Choosing an insurance policy like this to protect your employees allows you to continue meeting the needs of your business should the worst happen.
How does it work?
In these circumstances, Money & Personal Accident Insurance would step in to compensate your employees with a weekly amount to protect them from potential loss of income, or if they have died, their dependents could recieve a lump sum payment.
Any policy of this type can give you and your employees:
- Medical treatment in the aftermath of any incident
- Protection against all types of accidents and assaults
- Compensation for loss of earnings
- Payment upon accidental death
Why is it important?
The main reason to take out Money & Personal Accident Insurance is to protect the most important asset to your business - you and your employees - from unexpected illness, injury or death.
Some professions are naturally more risky than others, for example builders who work at heights or workers who operate heavy machinery. Money & Personal Accident Insurance can guarantee the financial security of your business in the event one of your employees suffers an accident or assault at work.
For more information on Money & Personal Accident Insurance, speak to our team today.
Asset Protection Insurance
An Asset Protection Insurance policy protects your business against the potential gap in cover between Professional Indemnity (PI) insurance and the total amount of a third party claim.
Revenue Protection Insurance
A Revenue Protection Insurance policy protects your business against any significant drop in income, generally as a result of the incapacity of a key person or building, regardless of whether you are a retailer, manufacturer or wholesaler. It can also offer protection to businesses offering specific professional services.
Legal Liability Protection
A Legal Liability Insurance policy protects your business from potential compensation claims that follow from negligence brought against you by employees, clients, customers or members of the public.
- Top 100 UK independent broker* with Chartered Insurance Broker status
- Free no obligation review and quotation
- Talk to a dedicated insurance expert to guide you through the process
- Bespoke levels of cover tailored to your individual requirements
- Competitive premiums underwritten by the UK's leading insurers
- Dedicated in-house claims team who will deal with any claim on your behalf
- Payment of premium by monthly instalment available (subject to status)
- Free access to online risk management services
* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting
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