Tel: 01202 754 900

Specialist small business insurance brokers covering the whole of the UK

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Builders Insurance

Builders' insurance policies have to cover a multitude of hazards, risks and contingencies that the building industry abounds in. Public liability cover protects the business from claims arising from injury or death to third parties, and even damage to third party premises or property caused by your firm's actions or activities.

Whether you are a self employed builder or manage a construction company that employs permanent workers and/or sub contractors having a properly tailored legal liability insurance policy will protect you and your business in the unfortunate event of a claim for compensation being made against you.

It is common to include financial loss cover under the builders' public liability policy to cover third party losses not directly caused by accident or injury, but for which you might be held responsible. If you employ staff on site you will need employer's liability cover, plus cover for all your own tools, stock, plant and equipment, not to mention your vehicles.

It is a fact that a building site is full of hazards and potential losses: sharp objects abound, expensive heavy machinery can damage property, people and even itself if not operated in the right hands. And there is the question of sub-contractors: whose responsibility is it to ensure that the subbies and tradesmen that you use are properly insured? If you are the main contractor or builder the responsibility rest with you.

At Alan & Thomas, we realise that when you are a busy builder your time is precious so we can help to take the burden of arranging your commercial builders insurance programme from you.

Our expert business insurance advisers will guide you through the process and advise you on the policies you need to have in place to protect you and your business at all times. Rather than opting for a standard insurance policy, we can ensure that you are only paying for a builders insurance policy that's relevant to you and will identify any gaps in cover.

We work with the UK's leading insurers and as an independent insurance broker, we can offer extremely competitive premiums and can often negotiate policy discounts and cover enhancements on behalf of our clients.

As well as the standard cover of public and employer’s liability, we can advise on a wide range of insurance cover options for builders and construction companies including cover for your tools, stock, own plant and hired in plant, contract works and business interruption. 

We specialise in sole trader insurance and commercial vehicle insurance, and can provide a free no obligation review with a quote to see if we can improve on your current policy.

Benefits of our Builders Insurance include:

  • Bespoke levels of cover
  • Underwritten by carefully selected panel of the UK's leading insurers
  • Dedicated insurance specialist to guide you through the process
  • Business Interruption - covers loss of profits arising from events such as fire or flood
  • Public Liability
  • Employers' Liability
  • Cover for tools, stock, plant and equipment
  • Commercial vehicle cover
  • Legal Expenses - covers solicitors' fees and expenses, cost of barristers and witnesses, court costs and opponents' costs if awarded against you
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

What next?

For an informal discussion and a free quotation for your builders insurance, please call us on 01202754900 or complete the quote request form on this page and we will contact you.



About Alan & Thomas

Firmly established as one of the top 100 independent insurance brokers in the UK, we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.

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Chartered Insurance Brokers

Chartered Insurance Brokers

Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.

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Discuss your needs with one of our team today:

01202 754 900

9am - 5.15pm Monday to Friday

Existing Client?

Welcome back! Need to renew your policy, make a claim, make an adjustment to your policy or you simply need more advice? Our team will be pleased to help you.

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Insurance not yet due?

Submit your renewal date & we’ll contact you.

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Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting

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