Tel: 01202 754 900

Specialist small business insurance brokers covering the whole of the UK

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Unoccupied Property

A property can be left unoccupied for a number of reasons - between tenants, awaiting sale, undergoing renovation or residents being absent for a sustained length of time. Most standard property insurance policies will not provide cover for properties that are vacant, empty or unoccupied for more than thirty days. As it's at these times when the level of risk becomes greater, an insurance unoccupied property policy that protects you and your empty property is all the more important – you cannot afford the risk of your property being uninsured.

Here at Alan & Thomas, we understand the specific needs and risks associated with insuring empty residential and commercial property. We have worked closely with a number of the UK's leading property insurers to design a bespoke unoccupied property insurance product that can be tailored to suit the individual needs of owners of vacant properties.

Our specialist property team, who deal exclusively in insurance for individuals and groups who own property for commercial reasons, will work with you to ensure you have the right cover at the most competitive price available to us. We provide a free no obligation review and quote to see if we can better your current deal.

We will ensure that the unoccupied property policy we obtain for you covers eventualities such as storm damage, flood, subsidence, fire, lightning strike and earthquakes, as well as theft, malicious damage, vandalism and terrorism.

Benefits of our Unoccupied Property Insurance include:

  • Bespoke levels of buildings & contents cover
  • Dedicated property expert to guide you through the process
  • Short term policies available
  • Discounts for security measures
  • No lengthy forms to complete
  • Optional installation of temporary alarm system and 24 hour monitoring with emergency call out service
  • Cover for escape of water and accidental damage
  • Optional loss of rent cover
  • Legal Expenses - covers solicitors' fees and expenses, cost of barristers and witnesses, court costs and opponents' costs if awarded against you
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

What next?

For an informal discussion and a free quotation for your unoccupied property insurance, please call us on 01202754900 or complete the quote request form on this page and we will contact you.


About Alan & Thomas

Firmly established as one of the top 100 independent insurance brokers in the UK, we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.

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Chartered Insurance Brokers

Chartered Insurance Brokers

Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.

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Discuss your needs with one of our team today:

01202 754 900

9am - 5.15pm Monday to Friday

Existing Client?

Welcome back! Need to renew your policy, make a claim, make an adjustment to your policy or you simply need more advice? Our team will be pleased to help you.

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Insurance not yet due?

Submit your renewal date & we’ll contact you.

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Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting

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