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Specialist small business insurance brokers covering the whole of the UK

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Benefits of Cafe Insurance 

Your café is the heart of your community, that is why it is crucial to protect it. To ensure that your café is protected and safe for your customers and yourself, you need a bespoke cafe insurance policy that caters in every area that’s important to you such as public liability, products liability (including food poisoning risks) and employer’s liability. Running a popular café means you are providing sanctuary for many people every day, this increases risks and damages to your business, and for your customers if there was an accident and a claim was made against you. We understand that you need to be prepared and protected if ever there was a situation that could jeopardise your business and your integrity.

Our specialists provide the highest standard of customer service and will advise you on a tailored café insurance policy that will work the most efficiently for your business. Our priority is providing you with complete peace of mind in the future events and claims that could include accidental damage, theft, fire, vandalism, flood and storm damage to your buildings, contents, stock and equipment.

At Alan and Thomas, we focus on providing the best service to our clients we don’t believe in an impersonal interaction, we want to understand your business and what your goals are so that we can provide the bespoke café insurance policy you need.

Benefits of our Cafe Insurance include:

  • Bespoke levels of cover for Buildings & Contents
  • Underwritten by carefully selected panel of the UK's leading insurers
  • Dedicated hospitality insurance expert to guide you through the process
  • Public Liability - £2m as standard with the option of £5m
  • Employers' Liability – cover up to £10m as standard
  • Money cover - up to £5,000
  • Stock cover including wines and spirits and any seasonal increase
  • Business interruption - covers loss of profits arising from events such as fire or flood
  • Cover for equipment such as dishwashers, ovens and coffee machines
  • Payment of premium by monthly instalments available (subject to status)
  • Legal expenses
  • Free access to online risk management services

What next?

For an informal discussion and a free quotation for your cafe insurance policy, contact our cafe insurance experts today on 01202754900. 


About Alan & Thomas

Firmly established as one of the top 100 independent insurance brokers in the UK, we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.

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Chartered Insurance Brokers

Chartered Insurance Brokers

Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.

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Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

* Top 100 Independent Brokers 2013 published by Insurance Age in association with Cornell Consulting

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